We offer an innovative solution with qualitative service delivery to financing entrepreneurs and large scale investments. We are fully equipped to serve your business needs no matter where you may be in the World.
We deliver many in-house inductions and bespoke investment enlightenment at customer locations and other places around the globe. Wherever we deliver our business ideas, provide our customer(s) with all the necessary personnel, facilities and investment and lending information to meet their business needs. You can count on us on any/all business plan or proposal you may come up with
INVESTMENT: Our Investment Capabilities
As a forward-thinking, active asset manager, we have developed our capabilities across a range of asset classes to meet the varied needs and preferences of our clients. By constantly thinking ahead and striving to anticipate change before it happens, we provide clients with investments strategies that are relevant in today's markets. We can demonstrate impressive credentials in equities, fixed income, commercial real estate and private equity. We also provide more innovative investment solutions, such as high-quality multi-asset and liability-driven products, as well as absolute return funds.
With an active management style, our team of dedicated equity investment professionals is focused on generating consistent performance. Regular meetings with the management teams of the companies in which we are, or may be, invested, are central to our stock-picking insights - helping us spot opportunities the wider market has missed. Complementing this is our team-based approach, which ensures that our investment insights are leveraged to best effect across all geographies and asset classes.
We offer a range of government, credit and inflation-linked bond strategies. Our bond team works closely with colleagues from the equity and corporate governance desks, and also benefits from the knowledge of our risk, actuarial, strategy and treasury teams. This allows our fixed interest analysts to share their ideas - to the ultimate benefit of our clients. We also offer an Absolute Return Global Bond Strategies Fund, which seeks low-risk, positive performance in all investment environments through dynamic allocation to fixed income opportunities.
Multi-asset and absolute return strategies
Our pension fund clients are increasingly seeking to match their assets more closely to their liabilities and are looking to invest in specialist, multi-asset portfolios. As well as managing traditional balanced funds, we design comprehensive solutions to match individual pension fund needs. We offer tailored multi-asset mandates that invest in equities, bonds, real estate, cash and private equity and draw on a range of sophisticated investment strategies.
In addition, for investors seeking consistent, positive, long-term returns we have developed innovative absolute return solutions. For example, our Global Absolute Return Strategies Fund aims to provide investors with the same returns that have historically been achieved from conventional long-term equity investments, but with considerably less uncertainty.
As one of the biggest real estate investors in Europe, we have access to some of the best deals in the market. A benefit of our size is that we can maintain specialised in-house expertise in asset management, research, development, marketing, rent collection, credit assessment and accounting. Strong research is a proven part of our investment process and our all-round capabilities are reflected in our long-term track record.
Private equity funds provide a compelling means for investors to enhance performance and diversify their portfolios. We offer a broad range of investment options, including in-house capital and limited partnerships, Fund of Funds and other bespoke private equity investment services. We only invest in businesses with proven products, customers and revenues. It's this approach that has allowed us to generate excellent returns for our clients.
This section provides an overview of how investment company operations and features serve investors; examines the tax treatment of funds; and discusses how investors use funds for personal tax purposes.
The Origins of Pooled Investing
The Different Types of U.S. Investment Companies
The Organization of a Mutual Fund
Fund Entities and Service Providers
Fund Pricing: Net Asset Value and the Pricing Process
Tax Features of Funds
The Origins of Pooled Investing
The investment company concept dates to Europe in the late 1700s, according to K. Geert Rouwenhorst in The Origins of Mutual Funds, when "a Dutch merchant and broker invited subscriptions from investors to form a trust to provide an opportunity to diversify for small investors with limited means".
The emergence of "investment pooling" in England in the 1800s brought the concept closer to U.S. shores. The enactment of two British laws, the Joint Stock Companies Acts of 1862 and 1867, permitted investors to share in the profits of an investment enterprise and limited investor liability to the amount of investment capital devoted to the enterprise. Shortly thereafter, in 1868, the Foreign and Colonial Government Trust formed in London. This trust resembled the U.S. fund model in basic structure, providing "the investor of moderate means the same advantages as the large capitalists by spreading the investment over a number of different stocks."
Perhaps more importantly, the British fund model established a direct link with U.S. securities markets, helping finance the development of the post-Civil War U.S. economy. The Scottish American Investment Trust, formed on February 1, 1873 by fund pioneer Robert Fleming, invested in the economic potential of the United States, chiefly through American railroad bonds. Many other trusts followed that targeted not only investment in America, but led to the introduction of the fund investing concept on U.S. shores in the late 1800s and early 1900s.
The first mutual, or "open-end," fund was introduced in Boston in March of 1924. The Massachusetts Investors Trust, formed as a common law trust, introduced important innovations to the investment company concept by establishing a simplified capital structure, continuous offering of shares, the ability to redeem shares rather than hold them until dissolution of the fund, and a set of clear investment restrictions and policies.
The Stock Market Crash of 1929 and the Great Depression that followed greatly hampered the growth of pooled investments until a succession of landmark securities laws, beginning with the Securities Act of 1933 and concluding with the Investment Company Act of 1940, reinvigorated investor confidence. Renewed investor confidence and many innovations have led to relatively steady growth in industry assets and number of accounts.
Four Principal Securities Laws Govern Investment Companies
|The Investment Company Act of 1940||Regulates the structure and operations of investment companies by imposing restrictions on investments and requiring investment companies to maintain detailed books and records, safeguard their portfolio securities, and file semi-annual reports with the U.S. Securities and Exchange Commission (SEC).|
|The Securities Act of 1933||Requires federal registration of all public offerings of securities, including investment company shares or units. The 1933 Act also requires that all investors receive a current prospectus describing the fund.|
|The Securities Exchange Act of 1934||Regulates broker-dealers, including investment company principal underwriters and other entities and persons that sell mutual fund shares, and requires them to register with the SEC. Among other things, the 1934 Act requires registered broker-dealers to maintain extensive books and records, segregate customer securities in adequate custodial accounts, and file detailed, annual financial reports with the SEC.|
|The Investment Advisers Act of 1940||Requires federal registration of all investment advisers, including those to mutual funds and other investment companies. The Advisers Act contains various antifraud provisions and requires fund advisers to meet recordkeeping, custodial, reporting, and other requirements.|
The Different Types of U.S. Investment Companies
An investment company is a corporation, trust, or partnership that invests pooled shareholder dollars in securities appropriate to the entity's-and its shareholders'-investment objective. The main types of investment companies are: mutual, or "open-end," funds, closed-end funds, unit investment trusts, and exchange-traded funds, a relatively recent adaptation of the investment company concept.
A mutual fund is an investment company that buys a portfolio of securities selected by a professional investment adviser to meet a specified financial goal. Investors buy fund shares, which represent proportionate ownership in all the fund's securities. A mutual fund is referred to as an "open-end" fund for two main reasons: 1) it is required to redeem (or buy back) outstanding shares at any time, at their current net asset value, which is the total market value of the fund's investment portfolio, minus its liabilities, divided by the number of shares outstanding; and 2) virtually all mutual funds continuously offer new fund shares to the public.
A closed-end fund is an investment company that issues a fixed number of shares that trade on a stock exchange or in the over-the-counter market. The vast majority of closed-end funds are also externally managed, like mutual funds. Assets of a closed-end fund are professionally managed in accordance with the fund's investment objectives and policies and may be invested in stocks, bonds, or other securities. Like other publicly traded securities, the market price of closed-end fund shares fluctuates and is determined by supply and demand in the marketplace. For more information on closed-end funds, see page 32.
A unit investment trust (UIT) is an investment company that buys and holds a generally fixed portfolio of stocks, bonds, or other securities. Unit investment trusts are also externally managed. "Units" in the trust are sold to investors, or "unit holders," who, during the life of the trust, receive their proportionate share of dividends or interest paid by the trust. Unlike other investment companies, a UIT has a stated date for termination, which varies according to the investments held in its portfolio. At termination, investors receive their proportionate share of the UIT's net assets.
Another fund available to investors is an exchange-traded fund (ETF). An ETF is an investment company, either an open-end fund or UIT, whose shares are traded intraday on stock exchanges at market-determined prices. As such, an ETF has the features of an investment company (diversified portfolio, professional management), but its shares trade in the retail market like an equity security. Unlike mutual funds, investors buy or sell ETF shares through a broker just as they would the shares of any publicly traded company. For more information on ETFs, see page 26.
The Organization of a Mutual Fund
Individuals and institutions invest in a mutual fund by purchasing shares issued by the fund. It is through these sales of shares that a mutual fund raises the cash used to invest in its portfolio of stocks, bonds, and other investments. Each investor shares in the returns from the fund's portfolio while benefiting from professional investment management, diversification, and liquidity. Mutual funds may offer other benefits and services, such as asset allocation programs or money market sweep accounts.
A mutual fund is organized either as a corporation or a business trust. Mutual funds have officers and directors or trustees. In this way, mutual funds are like any other type of company, such as IBM or General Motors.
Unlike other companies, however, a mutual fund is typically externally managed: it is not an operating company and it has no employees in the traditional sense. Instead, a fund relies upon third parties or service providers, either affiliated organizations or independent contractors, to invest fund assets and carry out other business activities. The diagram below shows the types of service providers usually relied upon by a fund.
How a Fund Is Created
Setting up a mutual fund is a complicated process performed by the fund's sponsor, typically the fund's investment adviser, administrator, or principal underwriter (also known as its distributor). The fund sponsor has a variety of responsibilities. For example, it must assemble the group of third parties needed to launch the fund, including the persons or entities charged with managing and operating the fund. The sponsor provides officers and affiliated directors to oversee the fund, and recruits unaffiliated persons to serve as independent directors. It must also register the fund under state law as either a business trust or corporation. In addition, to sell its shares to the public, the fund must first register those shares with the SEC by filing a federal registration statement pursuant to the Securities Act of 1933 and, unless otherwise exempt from doing so, make filings with each state (except Florida) in which the fund's shares will be offered to the public.
Broker-dealers and their registered representatives who sell fund shares to the public are subject to regulation under the Securities Exchange Act of 1934. The investment adviser to the fund must register under the Investment Advisers Act of 1940.
Preparing the federal registration statement, contracts, filings with individual states, and corporate documents typically costs the fund sponsor several hundred thousand dollars. In addition, the Investment Company Act of 1940, a federal statute expressly governing mutual fund operations, requires that a mutual fund register with the SEC as an investment company. It also requires that each new fund have assets of at least $100,000 of seed capital before distributing its shares to the public; this capital is usually contributed by the adviser or other sponsor in the form of an initial investment.
Mutual funds incur fees and expenses in their ongoing operations. In addition to management fees (i.e., the fees paid to the fund's investment adviser to manage the fund's portfolio and perform other services), funds regularly incur transfer agent, custodian, accounting, and other business expenses resulting from federal and state requirements and servicing shareholder accounts.
Status as a registered investment company allows the fund to be treated as a "pass-through" investment vehicle for tax purposes. In other words, the fund's income flows through to shareholders without being taxed at the fund level. (See Tax Features of Funds for more information.). Although a mutual fund is created from the seed money of a fund sponsor, it is managed for the benefit of all those investors who decide to buy shares once the fund is created and offered to the public.
Investors are given comprehensive information about the fund to help them make informed decisions. A mutual fund's prospectus describes the fund's investment goals and objectives, fees and expenses, investment strategies and risks, and informs investors how to buy and sell shares. The SEC requires a fund to provide a prospectus either before an investor makes his or her initial investment or together with the confirmation statement of an initial investment. In addition, periodic shareholder reports, which are provided to investors at least every six months, discuss the fund's recent performance and include other important information, such as the fund's financial statements. By examining these reports and other publicly available information, an investor can learn if a fund has been effective in meeting the goals and investment strategies described in the fund's prospectus.
Like shareholders of other companies, mutual fund shareholders have specific voting rights. These include the right to elect directors at meetings called for that purpose (subject to a limited exception for filling vacancies). Shareholders must also approve material changes in the terms of a fund's contract with its investment adviser, the entity that manages the fund's assets. For example, a fund's management fee can be increased only when a majority of shareholders vote to approve the increase. Furthermore, funds seeking to change investment objectives or fundamental policies must obtain the approval of the holders of a majority of the fund's outstanding voting securities.
Fund Entities and Service Providers
Boards of Directors
A fund's board of directors is elected by the fund's shareholders to govern the fund, and its role is primarily one of oversight. The board of directors typically is not involved in the day-to-day management affairs of the fund company. Instead, day-to-day management of the fund is handled by the fund's investment adviser or administrator pursuant to a contract with the fund, as well as by the fund's chief compliance officer, whose appointment must be approved by the board.
Directors must exercise the care that a reasonably prudent person would take with his or her own business. They are expected to exercise sound business judgment, approve policies and procedures to ensure the fund's compliance with the federal securities laws, and undertake oversight and review of the performance of the fund's operations, as well as the operations of the fund's service providers (with respect to the services they provide to the fund).
As part of this duty, a director is expected to obtain adequate information about issues that come before the board in order to exercise his or her "business judgment," a legal concept that involves a good-faith effort by the director.
Independent Directors. Mutual funds are required by law to have independent directors on their boards in order to better enable the board to provide an independent check on the fund's operations. Independent directors cannot have any significant relationship with the fund's adviser or underwriter.
As noted above, a fund's investment adviser is often the fund's initial sponsor and its initial shareholder through the "seed money" it invests to create the fund. The investment adviser invests the fund's assets in accordance with the fund's investment objectives and policies as stated in the registration statement it files with the SEC.
As a professional money manager, the investment adviser also provides a level of money management expertise usually beyond the scope of the average individual investor. The investment adviser has its own employees-typically, a team of experienced investment professionals-who work on behalf of the fund's shareholders and determine which securities to buy and sell in the fund's portfolio.
These decisions are based on a variety of factors, including the fund's investment objectives, its risk parameters, and extensive research of the market and financial performance of specific securities (e.g., the performance and risks associated with a particular company's securities). A fund's investment adviser and the adviser's employees are subject to numerous standards and legal restrictions, including restrictions on transactions between the adviser and the fund it advises.
A primary function of the investment adviser is to ensure that the fund's investments are appropriately diversified as required by federal laws and/or as disclosed in the fund's prospectus. Diversification of an investment portfolio reduces the risk that the poor performance of any one security will dramatically reduce the value of the fund's entire portfolio. The allocation of a fund's assets is constantly monitored and adjusted by the fund's investment adviser to protect the interests of shareholders in the fund as dictated by its investment objectives.
A fund's administrator provides administrative services to a fund. The administrator can be either an affiliate of the fund, typically the investment adviser, or an unaffiliated third party. The services it provides to the fund include overseeing other companies that provide services to the fund, as well as ensuring that the fund's operations comply with applicable federal requirements. Fund administrators typically pay for office space, equipment, personnel, and facilities; provide general accounting services; and help establish and maintain compliance procedures and internal controls. Often, they also assume responsibility for preparing and filing SEC, tax, shareholder, and other reports.
Investors buy and redeem fund shares either directly or indirectly through the principal underwriter, also known as the fund's distributor. Principal underwriters are registered under the Securities Exchange Act of 1934 as broker-dealers, and, as such, are subject to strict rules governing how they offer and sell securities to investors.
The principal underwriter contracts with the fund to purchase and then resell fund shares to the public. A majority of both the fund's independent directors and the entire fund board must approve the initial contract with the underwriter.
The role of the principal underwriter is crucial to a fund's success and viability, in large part, because the principal underwriter is charged with attracting investors to the fund. Although many investors are long-term investors, an industry that competes on service and performance-combined with a shareholder's ability to redeem on demand-makes attracting new shareholders crucial.
Mutual funds are required by law to protect their portfolio securities by placing them with a custodian. Nearly all mutual funds use banks as their custodian. The SEC requires any bank acting as a mutual fund custodian to comply with various regulatory requirements designed to protect the fund's assets, including provisions requiring the bank to segregate mutual fund portfolio securities from other bank assets.
Mutual funds and their shareholders also rely on the services of transfer agents to maintain records of shareholder accounts, calculate and distribute dividends and capital gains, and prepare and mail shareholder account statements, federal income tax information, and other shareholder notices. Some transfer agents also prepare and mail statements confirming shareholder transactions and account balances, and maintain customer service departments to respond to shareholder inquiries.
Fund Pricing: Net Asset Value and the Pricing Process
By law, investors are able to redeem mutual fund shares on a daily basis. As a result, fund shares are very liquid investments. Most mutual funds also continually offer new shares to investors, and many fund companies allow shareholders to transfer money-or make "exchanges"-from one fund to another within the same fund family. Mutual funds process sales, redemptions, and exchanges as a normal part of daily business activity and must ensure that all transactions receive the appropriate price.
The price per share at which shares are redeemed is known as the net asset value (NAV). NAV is the current market value of all the fund's assets, minus liabilities, divided by the total number of outstanding shares (see illustration below). This calculation ensures that the value of each share in the fund is identical and that an investor may determine his or her pro rata share of the mutual fund by multiplying the number of shares held by the fund's NAV. Federal law requires that a fund's NAV be calculated each trading day. The price at which a fund's shares may be purchased is its NAV per share plus any applicable front-end sales charge (the offering price of a fund without a sales charge would be the same as its NAV per share). The NAV must reflect the current value of the fund's securities. The value of these securities is determined either by a market quotation for those securities in which a market quotation is readily available, or if a market quotation is not readily available, at fair value as determined in good faith by the fund.
Most funds price their securities at 4 pm Eastern time, when the New York Stock Exchange closes. A mutual fund typically obtains the prices for securities it holds from a pricing service, a company that collects prices on a wide variety of securities. Fund accounting agents internally validate the prices received from a pricing service by subjecting them to various control procedures. In some instances, a fund may use more than one pricing service either to ensure accuracy or to receive prices for various types of securities in its portfolio (e.g., stocks or bonds).
In addition, the 1940 Act requires "forward pricing," meaning that shareholders who purchase or redeem shares must receive the next computed share price following the fund's receipt of the transaction order. Under forward pricing, orders received prior to 4 pm receive the price determined that same day at 4 pm; orders received after 4 pm receive the price determined at 4 pm on the next business day.
The vast majority of mutual funds submit their daily share prices to NASDAQ by 5:55 pm Eastern time so they may be published in the next day's morning newspapers. As NASDAQ receives prices, they are instantaneously transmitted to newswire services and other subscribers. Daily fund prices are available in newspapers and other sources, such as through a fund's toll-free telephone service or website.
Tax Features of Funds
Unlike most corporations, a mutual fund generally distributes all of its earnings to shareholders each year and is taxed only on amounts it retains. This specialized "pass-through" tax treatment of mutual fund income and capital gains was established under the Revenue Act of 1936 and endures today under Subchapter M of the Internal Revenue Code of 1986.
To qualify for specialized tax treatment under the Code, mutual funds must meet, among other conditions, various investment diversification standards and pass a test regarding the source of their income. The Code's asset tests require that at least 50 percent of the fund's assets must be invested in cash, cash items, government securities, securities of other funds, and investments in other securities which, with respect to any one issuer, do not represent more than 5 percent of the assets of the fund nor more than 10 percent of the voting securities of the issuer. Furthermore, not more than 25 percent of the fund's assets may be invested in the securities of any one issuer (other than government securities or the securities of other funds) or of one or more qualified publicly traded partnerships.
Types of Distributions
Mutual funds make two types of taxable distributions to shareholders: ordinary dividends and capital gains.
Dividend distributions come primarily from the interest and dividends earned by the securities in a fund's portfolio and net short-term gains, if any, after expenses are paid by the fund. These distributions must be reported as dividends on an investor's tax return. Legislation enacted in 2003 lowered the tax on qualified dividend income to 15 percent.
Long-term capital gain distributions represent a fund's net gains, if any, from the sale of securities held in its portfolio for more than one year. When gains from these sales exceed losses, they are distributed to shareholders. The 2003 legislation also lowered the long-term capital gains tax paid by fund shareholders; in general, these gains are taxed at a 15 percent rate, although a lower rate applies to some taxpayers.
Fund investors are ultimately responsible for paying tax on a fund's earnings, whether they receive the distributions in cash or reinvest them in additional fund shares. To help mutual fund shareholders understand the impact of taxes on the returns generated by their investments, the SEC requires mutual funds to disclose standardized after-tax returns for one-, five-, and 10-year periods. After-tax returns, which accompany before-tax returns in fund prospectuses, are presented in two ways:
* after taxes on fund distributions only (pre-liquidation); and
* after taxes on fund distributions and an assumed redemption of fund shares (post-liquidation).
Types of Taxable Shareholder Transactions
An investor who sells mutual fund shares usually incurs a capital gain or loss in the year the shares are sold; an exchange of shares between funds in the same fund family also results in either a capital gain or loss.
Investors are liable for tax on any capital gain arising from the sale of fund shares, just as they would be if they sold a stock, bond, or other security. Capital losses from mutual fund share sales and exchanges, like capital losses from other investments, may be used to offset other gains in the current year and thereafter.
The amount of a shareholder's gain or loss on fund shares is determined by the difference between the "cost basis" of the shares (generally, the purchase price for shares, including those acquired with reinvested dividends) and the sale price. Many funds provide cost basis information to shareholders or compute gains and losses for shares sold.
Tax-exempt bond funds pay dividends earned from municipal bond interest. This income is exempt from federal income tax and, in some cases, state and local taxes as well. Tax-exempt money market funds invest in short-term municipal securities or equivalent instruments and also pay exempt-interest dividends. Even though income from these funds is generally tax-exempt, investors must report it on their income tax returns. Tax-exempt funds provide investors with this information in a year-end statement, and typically explain how to handle tax-exempt dividends on a state-by-state basis. For some taxpayers, portions of income earned by tax-exempt funds may also be subject to the federal alternative minimum tax.
LOANS: Direct Lending
Secured Speed Givers, SSG utilizes multiple organizational entities including a FINRA regulated securities firm, a corporate private equity firm, and a corporate lender / issuer in order to provide debt and equity capital for clients and projects. Secured Speed Givers, SSG's professionals apply investing, banking, financing and real estate development experience to deliver products and services valued by customers nationwide.
Secured Speed Givers, SSG lends directly to developers, business owners, entrepreneurs and owners of real estate on a secured basis, under floating rates or fixed rates, recourse or non-recourse, for construction, permanent, or combined construction-permanent, to approved borrowers anywhere in the World.
We are a dedicated lender for flexible floating rate, recourse financing of real estate and other cash generating assets. Through this HIL Floating Rate Note (FRN) Financing program, HIL lends to strong borrowers seeking flexible, low-rate debt with terms ranging from one to twenty years. Funding can be used for real estate construction or permanent funding.
WHOM WE SERVE
Secured Speed Givers, SSG is a trusted resource for businesses which use, own, lease or create real estate, financial assets and other longer term cash-generating assets. Secured Speed Givers, SSG delivers either debt or equity dollars as principal investor, lender, agent and developer for its clients in the following areas:
Providing capital to fund new and existing educational real estate facilities:
Large and small institutions including universities, colleges, schools, charter schools, academies, child care centers and religiously-affiliated instructional organizations can finance education facilities with Secured Speed Givers, SSG.
We lend directly and structure bond transactions for either taxable or tax-exempt financings. We finance new school buildings and existing school buildings as well as larger projects such as faculty offices, lecture halls and other university sponsored real estate. We finance educational buildings on campus land or near campus. We develop and invest equity as principal in privately owned child care centers and education service real estate.
Finance and Insurance
Working extensively with financial institutions in a variety of capacities with both equity and debt:
Secured Speed Givers, SSG works extensively with financial institutions in a variety of capacities with both equity and debt, as principal and agent, as supplier and buyer of financial assets and real estate assets. Commercial banks and other qualified institutions buy assets and securities from Secured Speed Givers, SSG and participate in funding through letters of credit, warehouse facilities, and direct loans. Insurance companies, pension funds and money managers invest in Secured Speed Givers, SSG's securities and proprietary financial instruments. Banks, insurance companies and consumer finance companies can receive direct principal investments, obtain acquisition capital and engage in real estate sale-leasebacks with Secured Speed Givers, SSG, or operate real estate developed by Secured Speed Givers, SSG.
We underwrite and structure securities for private placement with institutional investors. We securitize cash flows from leased real estate, real estate mortgage securities, and other financial instruments. We buy real estate in sale and leasebacks. We develop retail bank branches, office buildings and specialty real estate such as data centers for financial institutions. We buy and invest in consumer finance businesses in order to generate new financial assets for hold or sale.
Providing capital to fund new and existing health care real estate:
Large and small health care providers including pharmacies, hospitals, health clinics, surgery centers, doctor groups, professional associations and teaching organizations can finance their drug stores, medical offices, clinics, doctors' offices, specialty care facilities and related real estate with Secured Speed Givers, SSG.
We lend directly and structure bond transactions for both tax-exempt and taxable financings of health care facilities. We finance new or existing medical office buildings, patient care facilities, doctors' offices, hospitals, and nursing facilities. We develop and invest equity as principal in privately owned drug stores, medical offices, doctor's offices, and health care facilities leased to hospitals, health care systems, universities, and other health care providers.
Providing capital to fund new and existing individuals/entrepreneurs for private businesses.
Providing loans to individuals willing to finance a small scale project and we offer World-class professional advises by our team of experts to ensure that our customers succeeds in business.
Providing capital to fund new and existing distribution, technology and support facilities.
Providing capital to fund new and existing real estate and securitization of related financial assets for non-profit organizations, churches, schools, synagogues, hospitals, colleges and religiously affiliated organizations can finance offices, churches and worship centers, educational, recreational and care delivery facilities with Secured Speed Givers, SSG.
We lend directly and structure bond transactions for taxable and tax-exempt real estate financings and mortgage backed assets. We finance school buildings and as well as larger projects such as faculty offices, lecture halls and other university sponsored real estate. We finance educational buildings on campus land or near campus. We develop and invest equity as principal in privately owned child care centers and education service real estate.
Providing capital to fund new and existing real estate and securitization of related financial assets for non-profit organizations:
Retailers, banks and insurance companies, restaurant operators, manufacturers, office users, institutions, churches, service delivery companies and hospitals are some of the clients who can use Secured Speed Givers, SSG's debt and equity capabilities to improve, obtain or support their real estate facilities and operations.
We lend directly and structure bond transactions for taxable and tax-exempt real estate financings and mortgage backed assets. We understand structured real estate finance and invest in equity components or first-loss tranches of mortgage backed securities or similar financial assets. We purchase and invest in free standing real estate in sale and leaseback transactions and reverse build to suit agreements. We develop real estate under lease development agreements and invest equity as principal in real estate which is net leased to one or more tenants.
Providing capital to fund new and existing real estate for restaurants:
Large and small food service operators including public companies, franchisees, quick service restaurants, casual dining chains and single site operators can finance new and existing facilities with Secured Speed Givers, SSG.
We finance new and existing free standing restaurants or retail centers with restaurant components. We purchase and invest in free standing restaurants in sale and leaseback transactions and reverse build to suit transactions. We develop restaurant real estate under lease development agreements and invest equity as principal in real estate which is net leased to restaurant operators. We invest equity capital through sponsorship of operators including franchisees in conjunction with real estate investments.
Providing capital to fund new and existing real estate for retailers:
Consumer focused companies including pharmacy operators, grocers, mass merchandisers, specialty retailers, restaurants, and banks can finance new and existing stores, offices and distribution centers with Secured Speed Givers, SSG.
We finance new and existing retail real estate as well as offices and distribution centers for retailers. We purchase and invest in free-standing retail buildings in sale and leaseback transactions. We develop retail real estate under lease development agreements and invest equity as principal in real estate which is net leased to retailers.
Providing capital for components of new and existing real estate developments serving seniors:
Independent living, assisted living, nursing home care and continuing care facility operators, owners and developers can partner with Secured Speed Givers, SSG to obtain debt or equity funds for some or all of their real estate facilities.
We finance new and existing real estate utilized as part of senior-focused lifestyle communities, including nursing care, medical offices, retail support centers and institutional sponsored housing. We purchase and invest in medical offices, nursing facilities, independent living and assisted living real estate in sale and leaseback transactions. We develop real estate under lease development agreements and invest equity as principal in real estate which is net leased to operators serving the needs of seniors.